If you have a bank card backed by Visa or Mastercard you will be fine.
My friend had a special debit card from Rennies when she came to visit me and when she went to Italy (so it would probably work in Spain). It worked pretty well, the only problem was that it was really expensive for her to withdraw cash, but it was associated with Visa so she could swipe it most places and didn't need much cash on hand. Just make sure you find out about any charges etc and if you use an ATM be vigilant.
Enjoy your trip and keep safe :-)
When I was in SA I used my normal banking debit card, that is a maestro and ec card. It worked at the absa bank cash points (atm´s) and it works all over Europe:
http://www.mastercard.com/index.html
And please do not be mistaken, Phalaborwa is not the end of the world. It is a modern town with shopping malls, banking facilities and everything you need, including an absa bank:
http://www.phalaborwa-info.com/
Diners club is popular in South Africa. I don't know who told you this ,but you shouldn't have problems with travellers checks in South Africa.
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